Canada · Policy rate
Bank of Canada rate
2.25%
Official print · Oct 21, 2026
The overnight rate anchors variable borrowing costs across the economy.
Market context
Variable borrowing
Current baseline
As of Oct 21, 2026

Explore pre-construction projects, new home communities, trusted builders, floor plans, and quick closing homes—all in one place.
Loading Loading personalized results
Exclusive early access to townhomes and single family homes
Personalizing based on your browsing activity…
Exclusive early access to high-rise condo developments
Free home evaluation
Thinking of selling, or just curious? Get a free, personalized evaluation based on recent sales near you.
Real stories from real buyers
ODIN Economic Signals
Current policy rate, the next Bank of Canada decision and ODIN's latest call
Canada · Policy rate
2.25%
Official print · Oct 21, 2026
The overnight rate anchors variable borrowing costs across the economy.
Market context
Variable borrowing
Current baseline
As of Oct 21, 2026
Bank of Canada calendar
Oct 28, 2026
Scheduled announcement
The next scheduled decision is the market's nearest policy-rate checkpoint.
Market context
Policy timing
Next checkpoint
As of Oct 28, 2026
Probabilities are forecasts, not guarantees. Borrowing conditions also depend on lender pricing and bond yields. Latest included observation: Oct 23, 2026.
Guides, tips, and market insights from our blog
Deciding between a pre-construction and resale home? Compare the costs, benefits, timelines and potential risks of each option to determine which type of home best fits your lifestyle, budget and future plans.
The newest listings on the market
September 2026 · TRREB Market Watch
Source: TRREB Market Watch, September 2026
Monthly deep-dives from the archive
New developments about to hit the market
Exclusive access to premium high-rise pre-construction projects.
Explore affordable pre-construction projects available for under $500,000.
Explore the latest townhouses available for sale.
Explore our latest offerings of detached homes.
Active listings in buildings with documented pet-focused amenities
Active resale listings with documented direct indoor station access
Projects with occupancy scheduled for this year
Actively selling projects ranked by their published occupancy timing
Active high-rise projects ranked by published storey count